Do you pass the SNAP asset test?

Most states use BBCE, which waives the asset test entirely — your savings don't count. The states that still apply the federal asset test (Arkansas, Kansas, Mississippi, Missouri, South Dakota, Tennessee, Utah, Wyoming) limit countable assets to $3,000 — or $4,500 if any member is 60+ or disabled. A few BBCE states keep a higher asset limit instead of waiving it, so confirm the final rule with your state. This calculator checks your assets against the federal limits.

Last reviewed: 2026-06-04

Calculator · asset test

Sources

  • USDA FNS — SNAP asset test rules
  • 7 CFR § 273.8 — resource (asset) limits and exclusions
  • Most states use BBCE and waive the asset test entirely; AR, KS, MS, MO, SD, TN, UT, WY apply the federal limit. A few BBCE states keep a higher asset limit — confirm with your state.