How it works · annual adjustment (COLA)

The SNAP annual adjustment (COLA)

Every October 1, USDA updates SNAP's dollar amounts for inflation. Here's what changes, the current FY2026 figures, and what to expect next October.

Last reviewed: 2026-06-03

What the COLA is

COLA stands for cost-of-living adjustment. Each year, effective October 1, USDA recalculates SNAP's dollar amounts based on the cost of the Thrifty Food Plan (June food prices) and the federal poverty guidelines. The FY2026 amounts have been in effect from October 1, 2025 through September 30, 2026.

What changes each year

  • The maximum allotment by household size
  • The standard deduction
  • The shelter-deduction cap
  • Gross and net income limits (via the poverty guidelines)
  • The minimum benefit
  • Resource/asset limits

FY2026 SNAP maximum allotment (48 states + DC)

Household sizeMaximum monthly allotment
1$298
2$546
3$785
4$994
5$1,183
6$1,421
7$1,571
8$1,789
each additional person+$218

Alaska and Hawaii use higher amounts. Each person beyond 8 adds $218.

Other FY2026 figures

Standard deduction (1–3 people)$209/mo
Standard deduction (4 / 5 / 6+)$223 / $261 / $299
Shelter-deduction cap$744/mo
Minimum benefit (1–2 people)$24/mo
Resource limit (standard / elderly or disabled)$3,000 / $4,500

What to expect on October 1, 2026

The next COLA takes effect October 1, 2026 (FY2027). In inflationary years the amounts rise; your benefit doesn't fall because of the COLA — it adjusts, and you don't need to do anything. To estimate your benefit at the current amounts, use the max-benefit calculator.

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